Looking to buy your own home? It's easy with Right to Buy Co-op

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Right to Buy

Buying your home via the Right to Buy scheme brings with it immediate financial benefits, from a reduction in monthly outgoings through to an increase in your wealth due to the equity you will have in your property

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Mortgages

A new mortgage should be affordable, make sense and meet all of your needs, at the Co-op we help first-time buyers and existing homeowners save time and money securing a great-value mortgage online

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Home Improvements

Gain a sense of pride in your new home by updating it to reflect your own personality. You can also make your home immediately more affordable by adopting energy saving home improvements into your purchase

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Voluntary Right to Buy

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We're on your side

Righttobuy.coop is a cooperative that’s been co-created by its members to help tenants purchase their council or housing association homes through the Right to Buy or the Right to Acquire Scheme.

We are ultimately a one stop shop that helps to ensure that you do not encounter the burden of any unnecessary costs and delays which is often associated with the Right to Buy home buying process.

Run by You, Trusted by You

We get you the best deal

No hidden cost

Anytime, Anywhere

No effect on credit score

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Just completed on my house. i can finally relax and thanks very much to everyone who looked after me during the process.
As non natives we didn't know the legal system so we sometimes needed extra explanations. Not only were these were invaluable We also had the feeling the office hours were almost 24/7 as they were always open when we needed them after we got home from work after 6pm.
The team at right to buy provided a friendly personal service and came up trumps for us despite our difficult circumstances. I recommend them 100% and am very grateful for the impartial advice and "extra mile" service I received. Thanks Guys!
Used RTB Co-op for a small mortgage for my council flat after a friend recommended them. They had an incredible can-do attitude, and helped me to decide what the best option for me was. Recommended.
I would personally recommend the services of right to buy coop. Always very helpful, informative, understanding and personal. They are quick to answer to queries, including the trivial matters are sorted out promptly and professionally. Try them - you would not be disappointed.
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Ready to get started with either your right to buy application or mortgage get started above to be on your way to buying your home .

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Frequently asked questions

Right to Buy allows most tenants to buy their council or housing association home at a discount. Use the eligibility checker on the Right to Buy website to find out if you can apply.
Family members may be eligible to join in the Right to Buy with you. However, if they are not named on the tenancy agreement, they will need to have lived in the property for the past 12 months. There is nothing in law that specifies how a Right to Buy purchase should be financed.
You can get a discount on the market value of your home when you buy it if you qualify for Right to Buy. The maximum discount is £82,800 across England, except in London boroughs where it’s £110,500. It will increase each year in April in line with the consumer price index (CPI).
Once you receive your offer which is called a section 125 notice you have 12 weeks to decide what you want to do. If you accept the offer it could take at least 3 further months for the sale to complete. Each application is different. It will usually take around 9 months from submitting your application to completing the sale, although Right to Buy Co-op normally manage to get you through the process in 4 months.
Our calculator can be used as a rough guide to help you work out the discount you may be eligible for under the current Right to Buy scheme. You will need to complete all the boxes including adding the approximate value of your home, which you can get by using our valuation tool and taking the estimated price.
You are likely to need a loan or mortgage, which you would pay back with interest, usually in monthly instalments to purchase your property unless you have the means to purchase your property yourself.
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